UAE expat
4 posts on this topic.
Tracking net worth across currencies: the mistake that quietly corrupts every expat's number
An AED salary, a USD brokerage, a GBP flat and a home pension literally don't add up. Why one base currency is mandatory, and the snapshot trap that fakes a phantom gain the moment you switch it.
Read postYour UAE gratuity is not emergency cash: how EOSB works and how to count it
UAE end-of-service gratuity is money you're owed, but it's illiquid and disputable. The exact EOSB formula, plus how to fold it into your net worth and FIRE plan without over-counting it.
Read postHow long until financial independence? A FIRE guide for UAE expats
A no-nonsense walkthrough of FIRE math, the 4% rule, dynamic withdrawal guardrails, and what's different when you're a UAE expat. Includes a free interactive calculator.
Read postThe 30% you didn't know you were paying: US ETF withholding for UAE expats
If you hold VT or VTI from a UAE brokerage, the IRS takes 30% of every dividend before it leaves the US. UCITS-domiciled equivalents cap that at 15%. Over 30 years, the difference is six figures. Here's the math, the migration path, and the gotchas.
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