Free finance tools
No login. No data leaves your device. Built on Boglehead principles, designed for UAE expat professionals.
FIRE Calculator
How many years until financial independence? Plug in savings rate, expenses, and portfolio. Static estimate plus Monte Carlo when you sign up.
UAE EOSB / Gratuity
End-of-service benefit for mainland UAE, DIFC (DEWS funded), and ADGM. Built on UAE Federal Decree-Law 33/2021. Handles the 21-day/30-day formula and 2-year cap.
Zakat Calculator
Annual Zakat (2.5%) across cash, gold, silver, stocks, sukuk, and business assets, with Hawl tracking and live Nisab from gold/silver spot prices.
UAE Tax Guide
What UAE expats actually pay: 0% personal income tax, 5% VAT, 9% corporate over AED 375K, end-of-service gratuity, US ETF dividend withholding.
Inside the app
These run on your real numbers. Free forever plan covers most of them.
Monte Carlo Retirement Simulator
10,000-path simulation with sequence-of-returns risk, dynamic withdrawal guardrails, and SWR sensitivity analysis. Sign up to use.
Loan + Future Value Calculators
Mortgage amortization, loan payoff scenarios, future-value projections at multiple rates. Available inside the app.