Subscription only. No AUM fees, ever.
Most platforms charge ~0.89% of your portfolio per year. We charge a flat subscription — the bigger your portfolio gets, the more you save. 30-day money-back guarantee.
Simple annual pricing. Cancel anytime.
Free
Track everything. No card needed.
Free
Forever
- Net worth tracking
- Unlimited manually-tracked accounts
- CSV & PDF statement import — 12 docs total, lifetime
- Zakat + expat mode
- Core calculators & tools
Pro
Tax tools, scenario planning & the full AI advisor.
$99/yr
Billed yearly · Cancel anytime
- Everything in Free
- Unlimited CSV & PDF statement import
- Cloud sync across devices
- Tax-loss harvester + year-end tax summary
- Scenario planner
- Monthly report + PDF export
- Full AI financial advisor + multi-agent analysis
- AI insights, anomaly detection & cashflow forecast
- AI roadmap planning
- Priority support
Family
Pro for two — you plus one household member.
$149/yr
Billed yearly · 2-person household
- Everything in Pro
- Covers a 2-person household (one shared workspace)
- Shared goals & household view
- Per-member privacy controls on share links
Advisor Access
Pro + a real human, every quarter.
By application
Pricing shared on acceptance
- Everything in Pro
- 1 hour/quarter with a curated UAE advisor
- Written action plan per session
- Advisors are fee-only and fiduciary
Subscription only. No AUM fees, ever.
Most “wealth” platforms charge ~0.89% of your portfolio per year — on $500k that’s $4,450 annually. We charge a flat subscription. The bigger your portfolio gets, the more you save.
30-day money-back guarantee · Cancel anytime.
Compare plans
Every feature, laid out honestly.
| Free | Pro | Family | |
|---|---|---|---|
| Core tracking | |||
| Net worth dashboard | |||
| Bank statement import (CSV & PDF) | 12 total (lifetime) | Unlimited | Unlimited |
| Automated bank feed (coming Q1 '27) | |||
| Multi-currency balances | |||
| Reporting currency + FX board | |||
| CSV / SMS / email import | |||
| Cloud sync across devices | |||
| AI & planning | |||
| Calculators (read-only) | |||
| AI financial advisor | |||
| Multi-agent AI analysis | |||
| Scenario planner | |||
| FIRE engine (all variants) | |||
| Taxes & UAE-specific | |||
| Zakat calculation | |||
| Expat mode | |||
| Tax-loss harvester alerts | |||
| Year-end tax summary | |||
| Reports & support | |||
| Monthly report + PDF export | |||
| Priority support | |||
| Household / family sharing (2-person household) | |||
What Pro shows you
The Pro wedge is not just AI chat. These are concrete tools that read your own numbers.
Tax-loss harvester
Lists the holdings currently priced below what you paid, with a similar-but-not-identical replacement idea for each.
Year-end tax summary
A dated summary of your realized gains, losses, and income for the tax year — an artifact you can hand to an accountant.
Scenario planner
Model how saving more or less shifts the year you could reach financial independence.
Monthly report + PDF
A monthly snapshot of your position you can generate on demand and export as a PDF.
AI financial advisor
A full written report read from your own numbers — behavioral profile, allocation blueprint, and a 30-year projection.
Informational only. K25x is educational software and does not provide regulated financial or tax advice; tax outcomes depend on your jurisdiction.
Pricing FAQ
Can I switch between plans?
Yes. Upgrade or downgrade at any time from Settings → Billing. All plans are billed annually, and pro-rated charges apply when you change tier mid-term.
What happens if I cancel?
You keep access until the end of the billing period. We never lock you out of your own data — your local export remains available, and any cloud-synced data can be downloaded as JSON, CSV, or PDF before/after cancellation.
Is there a money-back guarantee?
Yes — 30 days. No questions, no friction. Email hello@k25x.ai within 30 days of payment and we refund the full amount.
Do you offer student or non-profit discounts?
Yes. Email support with proof and we'll discount Pro by 50%. Family-tier doesn't get an additional discount but the per-person effective price is already low.
Why is billing annual-only?
A single annual cadence keeps pricing simple and aligns with how most people budget for a yearly tool. Try the Free tier for as long as you like before you commit, and every paid plan carries a 30-day money-back guarantee once you do.
How do you handle currency? I pay in AED.
We charge in your local currency at checkout. Prices shown on this page are estimated from a recent exchange rate; the exact local amount is calculated and displayed by Stripe when you check out.
Prices are charged in your local currency at checkout; amounts shown here are estimates and finalized by Stripe at checkout. Taxes may apply based on your location. K25x is educational software and does not provide regulated financial advice. Advisor Access, when available, connects you with independent fee-only advisors; K25x is not itself a regulated advisor.